Meal vouchers, gift cards and cashback: your employee benefits in Morocco.
Tiki brings together the issuance, distribution and tracking of the benefits you give your employees and your customers. One portal to set the rules, a merchant network to spend them in, an API to wire it all into your systems.
Illustration of a digital gift card: amount issued, remaining balance and validity date.
CGift cardSalma B.
Amount
500.00 MAD
Available balance
320.00 MAD
Valid until
31/12/2027
Payout batch · ORD-2026-0148
124 beneficiaries
Executed
PRC%62,000.00 MAD
Configurable rules
Caps, expiry dates, permitted merchant categories: every programme carries its own rules, enforced at the transaction rather than reconciled afterwards.
Isolated access
Each company sees only its own data. Inside it, roles decide who can issue, who can approve and who can only view.
Complete audit trails
Issuance, top-up, spend, cancellation: every movement is timestamped and attributed, and stays available to view and export.
API and webhooks
Everything the portal does is also available over the API, and every event can be pushed to your systems through a signed webhook.
Products
Four building blocks, one foundation
Turn on the one you need today and add the others when you need them — beneficiaries, wallets and rules are shared.
Digital gift cards
Issue open-amount cards to your employees or customers, one at a time or in batches, with an expiry date and a controlled acceptance network.
Your people check their balances, pay at partner merchants and follow every expense from the Tiki app, in French, Arabic or English.
1
One balance, several wallets
Main, meal, gift and cashback wallets on a single screen, each with its own rules.
2
Pay by scanning a QR code
Paying at a partner merchant is confirmed in seconds, and any eligible cashback shows up straight away.
3
Every expense, tracked and protected
The history groups every movement by day, and access to the app is protected by PIN and Face ID.
Inside the portal
Paying a hundred beneficiaries takes as long as paying one
A payout batch gathers the beneficiaries, the amount and the reason into a single lot. You upload it, you approve it, the platform executes and hands you back the detail line by line — including the failed lines, with their reason.
Upload by file or by API, checked before execution
Two-step approval once the amount passes a threshold
Accounting export of the batch, once executed
Illustration of an executed payout batch: number of beneficiaries, total amount and failed lines.
Payout batch
ORD-2026-0148
Executed
Beneficiaries
124
Total amount
62,000.00 MAD
Failed lines
0
PRC%
Who it's for
Three roles, one network
Companies
You give benefits to your teams: occasional gift cards, monthly meal vouchers, one-off bonuses. You configure, you distribute, you account for it.
Affiliated merchants
You accept Tiki cards at the till and get settled for what you took, with the detail of what was accepted and why.
Partners and distributors
You run programmes on behalf of your own clients: each company gets its own isolated space, you keep the overall view.
Getting started
From account to first benefit distributed
1
Open the company space
You create your organisation, declare your beneficiaries and invite the colleagues who will run the programmes.
2
Configure the programme
You pick the product, set the rules — caps, expiry, permitted categories — and fund the company wallet.
3
Distribute and track
You issue one at a time or in bulk, and follow balances, spend and records as they happen.
Developers
Everything the portal does, the API does too
Issue a card from your HR system, credit a wallet when a contract is signed, trigger cashback from your till: the same API serves the portal and your systems.
Tiki is an employee benefits and loyalty platform: it lets a company issue digital gift cards, run meal vouchers, steer cashback programmes and pay amounts in bulk into its beneficiaries' wallets.
Do we have to turn on every product?
No. The four blocks share the same foundation but activate independently. You can start with meal vouchers and add gift cards later, without recreating your beneficiaries.
Who uses the portal day to day?
The HR, payroll or administrative teams who prepare and approve distributions, and finance for tracking and exports. Rights are set by role, so each person sees only what concerns them.
How long does it take to get started?
Opening a company space and configuring a standard programme is quick; the real timeline depends on declaring your beneficiaries and, where applicable, integrating with your systems.
Where are Tiki cards accepted?
At merchants affiliated to the network, within the categories your programme permits. A meal voucher is restricted to food merchants; a gift card can cover a broader scope that you define.
Can we set an expiry date?
Yes, per batch or per card. The balance stays visible until the last day; after expiry, the residual is identified line by line on the batch concerned.
